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Making New Year’s resolutions is easy; the hard part is keeping them. Dr. Phil says there's no better time than now to make a change in your life and start creating what you want, instead of settling for what you don’t. Learn his five powerful secrets to success in making your resolutions a reality. Dr. Phil shares the stories of three couples with three very different problems they are resolving to fix in the New Year . Allyson and James say they resolve to improve their financial picture, get out of debt and stop living hand-to-mouth. And, Missy says she is making one of the most popular resolutions: to lose weight. Will she meet her goal in time for her wedding to Justin? Then, Jill and Matt are busy parents who say their sex life has gone from fireworks to fizzled out. Their resolution is to reignite the flames and reconnect . Plus, Jim Cramer, author and host of CNBC’s Mad Money, offers a solid strategy for achieving financial resolutions. This is practical advice you won’t want to miss, whether your income is meager or millions. Don’t just make resolutions this year -- tune in and learn how to keep them!