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President Biden recently announced a three-part plan to provide more breathing room to America’s working families as they continue to recover from the strains associated with the COVID-19 pandemic. This plan offers targeted debt relief as part of a comprehensive effort to address the burden of growing college costs and make the student loan system more manageable for working families . The Education Department has indicated that around 8 million federal student loan borrowers who already have their income information on file with the Department will be eligible for automatic student loan forgiveness. However, this announcement kicked off a nationwide debate . Supporters praised the act as a landmark move to wipe out millions of student loan debt, while critics say the plan will increase inflation and does not address the underlying problem of soaring higher-education costs. Dr. Phil speaks with people on both sides of this issue.